Pharmacy/Drug Coverage

Standard Pharmacy Plans

  • Tiered Drug List

    This Blue Cross Blue Shield prescription drug list covers benefits for members on commercial plans with multi-level or tiered benefits.
  • Coinsurance Drug List

    This Blue Cross Blue Shield prescription drug list covers benefits for members on commercial plans with coinsurance.
  • Premium Drug List (PDL) Closed Formulary

    This prescription drug list covers benefits for members on commercial plans with a closed PDL formulary.

If you are a member, log in to your member website to find accurate information related to your plan.

Additional Resources

Frequently Asked Questions

  • This is the list of covered medications chosen by the BCBSAZ Pharmacy & Therapeutics (P&T) Committee, which is made up of community doctors and pharmacists. BCBSAZ covers the medications listed as long as:

    • The medication is medically necessary and appropriate
    • The medication has been approved by the Food and Drug Administration (FDA) for the diagnosis for which the medication has been prescribed
    • The medication is not a benefit plan exclusion

    Depending on the specifics of your benefit plan, other conditions may apply, such as requiring the medication to be filled at a BCBSAZ network pharmacy.

    Additionally, covered medications are subject to limitations, including but not limited to, prior authorization, step therapy, quantity, age, gender, dosage, and frequency of refills.

  • For most members, benefits are not available for the medication classes below. However, some groups may choose to customize their benefits to include some of these medications.

    Coverage May Vary by Plan: Medication Classes
    Excluded Drugs List Fertility/Infertility Sexual Dysfunction
    Weight Gain or Loss Transgender/Gender Reassignment Other custom benefits

    If you need to verify medication coverage or requirements, refer to your benefit book or contact us.

  • Certain medications or medication classes are pharmacy benefit plan exclusions, including but not limited to the items below:

    • Athletic performance
    • Clinic packs
    • Combination’ products, including:
      • Medications packaged with one other or multiple other prescription products
      • Medications packaged with over-the-counter medications, supplies, medical foods, vitamins, or other excluded products
    • Cosmetic purposes
    • Excluded Drugs List
      • Medications that only modify the dosage form (tablet, capsule, liquid, suspension, extended release, tamper resistant) for a medication that is already available in a common dosage form
      • Medications with one or more principal ingredients that are already available in greater/lesser strengths and/or combinations
    • Experimental and/or investigational
    • Fertility/infertility
    • Lifestyle enhancement
    • Medical foods
    • Medical devices, unless specifically noted in the listing below
    • Non-FDA approved, including DESI
    • Off-label, unlabeled and orphan medications, unless specifically noted in the listing below
    • Over-the-counter (OTC) medications that can be obtained without a prescription, unless specifically noted in the listing below and obtained using a prescription
      • Medications with primary therapeutic ingredients that are sold over the counter in any form, strength, packaging, or name
    • Sexual dysfunction
    • Unit-dose packaging, unless that is the only form in which the medication is available
    • Weight Gain or Loss

    Medications that exceed limitations, including quantity, age, gender, and refill limits, may not be covered. Coverage is not available for medications used to treat a condition not covered under your benefit plan. If a medication does not process at the pharmacy and you do not understand why, please contact us. Medications may reject for many reasons, including member eligibility, exclusion status, quantity, age, gender, dosage, and/or frequency of refill limitations.

    If you need to verify medication coverage or requirements, refer to your benefit book or contact us.

  • Certain medications require approval prior to being obtained through your pharmacy benefits. This process is called prior authorization. A prior authorization request must be submitted and signed by your provider. Request forms are found at Click on the Resource Center tab, select Pharmacy, then select View resources for Standard Pharmacy Plans. The Pharmacy Prior Authorization Request Form is listed under the Forms and Resources section of the page.

    Prior authorization requests are reviewed within 10 business days for standard requests. Requests noted by your provider as urgent are reviewed with request will be reviewed within 24 hours. An exigent request requires a written statement from the prescriber, explaining the reason for exigency.

  • The BCBSAZ Pharmacy and Therapeutics (P&T) Committee creates PCGs, which take into consideration the medical literature. The guideline may state specific limitations, including dosing, gender limits, age limits, or FDA indications for use. If the application of a guideline results in a non-covered claim, the provider has the option to appeal the decision.

    Additional information about your pharmacy benefits can be found on under Forms and Resources & PCG sections. This includes:

    • Pharmacy Coverage Guidelines
    • Prior Authorization Request Form
    • Mail Order Enrollment Forms
    • Prescription Medication Reimbursement information
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Legal Disclaimer: Information provided is subject to all terms, conditions, limitations, and exclusions of your benefit plan. In the event of any discrepancy, the claims adjudication system and your benefit plan take precedence.