Surprises are great for celebrations or birthdays but not when it comes to your healthcare costs. 
 
Avoid unnecessary costs and get the highest quality of care by following these three simple tips. 
 

#1 - Always visit your PCP first. 
 
Knowing your designated primary care provider can help you save money in the long run and plan for your care. Seeing a primary care provider (PCP) other than your designated PCP comes with extra out-of-pocket costs you can easily avoid. We want you to have the right doctor for you. 
 
 
#2 - Need to see a specialist? Your PCP can make sure you&rsquo;re covered. 
 
Staying in your network is a simple way to avoid paying the full cost to see a doctor. Ask your PCP for a referral in your plan's network, and your visit will likely be covered. 
 
Plus, your PCP can give you expert help finding the right care for your needs&mdash;so you don&rsquo;t have to do it alone. Skipping this step could mean paying full price for a specialist. And that can get expensive quickly. 
 
#3 - Staying in-network can save you money. 
 
Remember, out-of-network providers aren&rsquo;t covered by your plan. Avoid surprise costs by checking to make sure that your doctor, hospital, or urgent care is in your plan&rsquo;s network before you visit.
 
Want to view or change your PCP? 

Your health is important, but taking care of it isn&rsquo;t always easy. A
strong connection with your PCP can help with more accurate diagnoses,
lower out-of-pocket costs, and a healthier you. 
 
Your assigned PCP is listed on your member ID card. You can also look up this information on your MyBlue online member account. 
 
- Register or log in to your MyBlue account at <a href="https://www.azblue.com/account-management/bluenet-online" target="_blank">azblue.com/MyBlue</a> 
- Click "Manage My PCP" to view your PCP and their contact information 
- Call your PCP to set up your annual wellness visit 
- OR select "Choose a different provider" to find a new PCP 
 
You can change your designated PCP up to six times a year. 
 
We're here to help
If you have a question about your plan or need help understanding your benefits, you can call the phone number on the back of your ID card. We&rsquo;re available to help Monday through Friday from 8 a.m. to 4:30 p.m. Arizona time.

Three ways to save money on your healthcare costs