Surprises are great for celebrations or birthdays, but not when it comes to your healthcare costs. Avoid unnecessary costs and get the highest quality of care by following these three simple tips:
#1 - Always see your PCP first.&nbsp;
&nbsp;Seeing a primary care provider (PCP) may help you save money in the long run and help you plan for your care. If you need to see a doctor, always start with your PCP. As you build a relationship with your PCP, they&rsquo;ll get to know your health history and can give you the personalized care you need. You can benefit from accurate care and treatment and lower out-of-pocket costs.
See your PCP for:
<ul style="list-style-type: disc;">
 <li style="color: #333333; background: white; text-align: justify;">A scheduled visit for a non-emergency issue</li>
 <li style="color: #333333; background: white; text-align: justify;">Minor illnesses</li>
 <li style="color: #333333; background: white; text-align: justify;">Minor injuries</li>
 <li style="color: #333333; background: white; text-align: justify;">Treatment of a disease</li>
 <li style="color: #333333; background: white; text-align: justify;">Routine care and lab tests</li>
 <li style="color: #333333; background: white; text-align: justify;">Preventive care like flu shots and your annual checkup</li>
</ul>
If you don't have a regular doctor, or you PCP isn't available, you can visit with a doctor virtually using BlueCare Anywhere. See a provider any time from your mobile device-from where you are. Medical visits cost a maximum of $64 and could be less depending on your plan. Be seen for common illnesses like a sinus infection, UTIs, pink eye and more.&nbsp;

#2 - Need to see a specialist? Your PCP can make sure you&rsquo;re covered. 
 
Staying in your network is a simple way to avoid paying more to see a doctor. Ask your PCP for a referral in your plan's network, and your visit will likely be covered. 
 
Plus, your PCP can give you expert help finding the right care for your needs&mdash;so you don&rsquo;t have to do it alone. 
 
#3 - Staying in-network can save you money. 
 
Remember, out-of-network providers will cost more. Depending on your plan, you will pay higher out-of-pocket costs, or there may not be any coverage except for emergencies or services preauthorized by Blue Cross&reg; Blue Shield&reg; of Arizona.&nbsp;Avoid surprise costs by checking to make sure that your doctor, hospital, or urgent care is in your plan&rsquo;s network before you visit.
 
We're here to help
If you have a question about your plan or need help understanding your benefits, you can call the phone number on the back of your ID card. We&rsquo;re available to help Monday through Friday from 8 a.m. to 4:30 p.m. Arizona time.

Three ways to save money on your healthcare costs