What is Prior Authorization?

Prior authorization (also called precertification) is when your health plan checks if a service or prescription is covered before you get it. This helps ensure safe, effective care and helps manage costs.

Why is Prior Authorization Needed?

Some services or medicines are more expensive or have higher risks than others. Prior authorization ensures members receive the most appropriate and effective care. Prior authorizations:

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    Keep you safe

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    Keep insurance plans affordable

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    Keep your costs down

How Does Prior Authorization Work?

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    1. Doctor Request

    Your doctor submits a request for a service or medicine that requires prior authorization.
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    2. AZ Blue Review

    On average, we review urgent requests in less than 48 hours, and other requests within 7 days.
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    3. Decision Letter

    We will let you and your doctor know about the decision and work to find alternate treatments if the prior authorization is not approved.

Appeal Process: If you disagree with our decision, you can appeal it. The letter regarding the prior authorization decision will include details on how to file an appeal request.
Important Note: If you do not get the prior authorization you need, we may not pay for your treatment, which could mean you will have to pay the bill yourself.

We’re Working to Make Prior Authorizations Easier

You count on us to deliver solutions when you need them. Here are 3 ways we’re making prior authorizations easier.
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    Gold-Card Providers

    We “gold-card” thousands of network providers with a proven track record of quality so they can order services without going through the standard prior authorization process, and members don’t have to wait for care.
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    Removing Prior Auths for Common Services

    We’ve made it easier to get important care. Nearly 400 services and procedures, like hysterectomies, no longer need prior authorization.
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    24/7 Access to AZ Blue

    Our clinical teams are standing by 24/7 to respond to urgent authorizations within 8 hours of submission.

When Do You Need a Prior Authorization?

Out-of-network care, experimental medications, pain management, and other procedures might need prior authorization.

If you have a medical procedure code, you can use our look-up tool to see if a specific treatment needs prior authorization.

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We’re Here to Help

If you have any questions, call the number on your member ID card. You can also check your plan benefit documents to learn more about what you need for your plan.