Preventive Health & Wellness Rewards and Over-the-Counter (OTC) Allowance
Take care of your health and earn rewards
Earn Rewards for Taking Care of Your Health
Regular health exams and screenings can help you catch health issues early. With our Blue Medicare Health RewardsSM program you can get preventive screenings at no cost and earn reward dollars for each eligible screening you complete.2
Earning healthy rewards is easy!
1. Complete your screenings
Complete your exams and screenings throughout 2027 to earn cash rewards! See how much each rewards activity can earn you in the chart below.
2. Verify your health screening
Log into your rewards account to verify your health screenings to earn your rewards.
3. Use your rewards dollars
Use your reward dollars loaded onto your OTC/Rewards Benefits Mastercard® to buy eligible products at participating retailers or from the catalog.
IMPORTANT: Your Benefits Mastercard® is reloadable, so hold onto it to use throughout the year. 2026 reward dollars expire 6/30/27 and 2027 reward dollars expire 6/30/28.
Have questions about your rewards account?
OTC Allowance for Blue Best Life Plus (HMO) Plan Members
Blue Best Life Plus Plan members will receive a $25 per quarter OTC allowance in plan year 2027. Funds are loaded each quarter to your OTC/Rewards Benefits Mastercard® and do not rollover.
You can use your OTC allowance to purchase eligible health-related products from the catalog, or at participating retail stores, such as Walgreen, CVS, Fry’s, Safeway and Walmart.2
Get OTC Items Your Way
Online
Order from the OTC Catalog online.
Phone
Order by phone by calling our Member Advocate Team at 602-313-7135, or toll-free at 1-888-267-9046 (TTY: 711).
In Store
Purchase eligible OTC health and wellness items in participating stores.
1 Blue Medicare Health RewardsSM is available to members enrolled in one of AZ Blue’s Medicare Advantage health plans.
2 You cannot use your rewards dollars to purchase alcohol, tobacco, firearms or gift cards.
3 The BlueCross BlueShield OTC/Rewards Benefits Card Mastercard® Prepaid Card is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International. Stride Bank is an independent company offering debit card services and is solely responsible for its products.
2 You cannot use your rewards dollars to purchase alcohol, tobacco, firearms or gift cards.
3 The BlueCross BlueShield OTC/Rewards Benefits Card Mastercard® Prepaid Card is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International. Stride Bank is an independent company offering debit card services and is solely responsible for its products.