Medicare That Works For You

All of these plans help cover healthcare expenses not covered by Medicare. MA plans include your Original Medicare benefits and other benefits in one plan. If you join an MA plan, you will use one member ID card for your healthcare and prescription drug needs. You do not need an additional Medicare Supplement. MA plans allow you to enhance your Original Medicare coverage by selecting only those additional benefits that are important to you.

To choose, you'll need to compare the level of coverage for each and see which best fits your needs. Help is available — contact us at 1-888-288-4398, TTY: 711 or call your insurance agent.

This is coverage that can help you pay for prescription drug costs that aren't covered by Original Medicare. Medicare Part D plans are offered by private companies that provide benefits for generic and brand-name prescription drugs. Medicare Part D plans can be paired with Original Medicare, a Medicare Supplement plan, and/or a Cost plan.

An Explanation of Benefits (EOB) is a notice that we will send to you each month that you fill a prescription. It gives you a summary of your prescription claims and costs. An EOB is not a bill. If everything included in your EOB looks accurate, you do not need to take any action. If you see something unusual or inaccurate, like claims for prescriptions you never received, you should contact us as soon as possible.

To be eligible for either a Medicare Advantage or a Medicare Supplement plan, you must have Medicare Part A and Part B and continue to pay your Part B premiums (and Part A, if applicable) unless otherwise paid for by a third party. To be eligible for a Medicare Part D plan, you must be eligible for Part A or enrolled in Part B — you do not need to have both.

Medicare doesn't cover everything. If you need certain services that aren't covered under Medicare Part A or Part B, you'll have to pay for them yourself. Medicare does not cover items such as dental care, eye exams, hearing exams, and outpatient prescription drugs.