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Large Business Benefits


You can count on the national power of Blue and local expertise. BCBSAZ has one of the largest networks in AZ and the U.S., including coverage in every zip code. We’ll make things easy with customizable plans, full service, and price stability with early and reasonable renewals.

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Large Biz Value Prop

Comprehensive options for 301+ employees.

We’ll customize a plan to align with your specific business needs.

Small Business

Self-Funded
Plans

Complete Customization

Your plans, your way. Custom tailored to fit your company’s specific needs regarding coverage, networks, claims and administration management, as well as stop-loss limits for financial security and peace of mind.

Small Business

Fully Insured
Plans

Robust HMO and PPO Plans

  • PPO plans provide flexibility with no referrals and out-of-state coverage through BlueCard.
  • HMO plans offer comprehensive benefits coordinated through your selected primary care physician.1

Smart Network Options

Whether you’re looking for broad provider access with national or even international coverage, or exclusive network options to lower costs, we’ve got you covered.

Local
Local

Employees get convenient access to a network of doctors and hospitals. This smaller network helps lower premiums. Learn about these local networks:


Alliance (Maricopa County) Pima Connect (Pima County)
Statewide
Statewide

Choose our broadest PPO provider network that includes 96% of physicians and 98% of hospitals in Arizona2 or our HMO network.

National
National Blue Card Access

PPO plans through Blue Card Access offer coverage in every U.S. zip code with access to 95% of physicians and 86% of hospitals.3

Save more than 11% by choosing the Blue High Performance NetworkSM with high quality in-network care in 65+ U.S. markets.4




More ways to protect your employees.

Specialty Insurance
Specialty Insurance

Complete your benefits package with dental, life, disability, critical illness, life insurance and other specialty coverage.

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Heart beat
Wellness Programs

From preventive programs to condition management, we’ve got support to help your employees get and stay healthy.

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Pharmacy
Pharmacy

Integrated medical and prescription coverage improves health outcomes and lowers overall healthcare costs.

Learn More

Tell us how we can best help with your coverage needs.

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Call us with questions
1-844-422-2729

Monday - Friday from 8 a.m. to 4:30 p.m., Arizona time


Referrals not required for OB/GYN, chiropractic, and certain other in-network provider visits.

PPO members have access to providers in other states through the BlueCard® program, and to providers around the world through the Blue Cross Blue Shield Global Core® program.

HP, 3Q 2020 provider data

Consortium Health Plan analysis, 2020. Savings are on average and assume 100% enrollment. Results will vary based on employer locations and implementation.