Short-term Health Plans (non ACA-Compliant)
You may want to consider an alternative health plan option such as short-term medical. This type of plan is available for 30 – 364 day temporary coverage. Plans include:
- Doctor visits,* hospital stays, and more
- Options to add Rx drug benefits, out-of-pocket expense coverage, and telemedicine
- Enroll any time of the year -- there’s no deadline
- Excludes pre-existing medical conditions
STM plans are offered by The IHC Group and underwritten by Independence American Insurance Company
(IAIC), a member of The IHC Group. The IHC Group and IAIC are independent companies that do not
provide, offer or sell BCBSAZ products or services and are solely responsible for the products and services they
provide. Short-term medical (STM) insurance is temporary coverage with limited benefits. It is not ACA-compliant, may not cover pre-existing conditions and is not guaranteed-issue.
*Two office visit copays per person per 30-364 day coverage.