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Renew Your Health Coverage for 2026

Open Enrollment has changed. You can renew your plan from November 1 – January 15.

Steps to Review or Change Your Plan

There is new information for this year’s renewal. It will be important to review your renewal letter carefully.

We're here to help.

  • 1. Find out your 2026 subsidy.

    Your monthly premium may be reduced in 2026 due to the expiration of increased subsidies through the American Rescue Plan Act. Update your household information on Healthcare.gov to learn your subsidy amount for next year. Important Subsidy Information 

  • 2. Verify your provider is in your plan’s network.

    Before renewing your plan make sure your preferred doctors are in your plan’s networks. Each year there can be changes to our contracted providers. Check your doctors.

  • 3. Looking for a different plan?

    Reach out to your broker or call us at 1-844-369-2583 from 8 a.m. to 5 p.m. Arizona time, Monday through Friday. We can review your options and help you enroll in a plan by December 15.

  • 4. Pay any outstanding premiums.

    You can view and pay any outstanding premiums on your online account or by calling 602-864-4115.

Check to See if You Qualify for Financial Help

Financial help for ACA plans are based on the number of people in your household and your annual income.
Persons in Household Income range that qualifies for subsidy
1 $21,597 to $62,600
2 $29,187 to $84,600
3 $36,777 to $106,600
4 $44,367 to $128,600
5 $51,957 to $150,600
6 $59,547 to $172,600

Source: U.S. Department of Health and Human Services Federal Poverty Level (FPL) Guidelines for 2025.

Understanding details of available plans will help you make the best decision. In previous years auto-renewing your policy was a convenient option, but for 2026, with higher premiums and lower subsidies for those who qualify, we recommend you actively enroll.

With AZ Blue, You're Covered:

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Affordable, high-quality care

Continue to see the doctors and hospitals you know and trust.
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$0 preventive services

Including a checkup each year, flu shots and vaccinations, and health screenings.
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24/7 Telehealth

Online doctor visits with U.S. board-certified physicians. Mental and behavioral healthcare options available.
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Discounts on health services and equipment

Save on products and services with Blue365®, including wearable fitness devices, gym memberships, and more.

Helpful Resources

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