What changes can a client make during AEP?

During the Medicare Annual Enrollment Period, clients can only change their Medicare Advantage and Cost plans and Part D prescription drug plans. These are the allowed changes:

• Dropping a Medicare Advantage plan and returning to Original Medicare
• Moving from Original Medicare only to a Medicare Advantage plan
• Enrolling in a different Medicare Advantage plan
• Choosing a new Medicare Part D prescription drug plan
• Adding a Part D prescription drug plan if they don’t have one
• Canceling their current Part D prescription drug plan

Late Enrollment Penalty: Members will get dinged if they don’t maintain some form of creditable prescription drug coverage and decide to re-enroll in Part D in a later year. If members change their Supplement plan during AEP, the same rules apply as the rest of the year.

Need more information on Medicare enrollment rules? Click here.