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What you need to know about 2025 Medicare Supplement renewals

New rates for Medicare Supplement launched April 1

By now, your clients have received a letter about their 2025 Medicare Supplement renewals.

Here’s what you need to know:

  • Your clients’ plan will automatically renew unless they want to make changes.
  • Updated rates and online enrollment is available in Connecture.
  • Your clients’ premiums will not increase on their birthdays – only at renewal. Members receiving the Early Enrollment Discount will have a rate lock from 4/1/2025 - 3/1/2026. For 2025 and beyond, the early-enrollment discount will occur only during their annual renewal date.
  • Clients with effective dates in Q1 2025, received the rate increase on 4/1.
  • NEW: The Household Discount is increased to 7% for policies sold after 2018 (See HH Discount Form)
  • AZ Blue keeps pricing competitive! Many carriers increased premiums due to significant increases in utilization and cost of care.

Two options for clients wanting to change their plan:

  • They can switch to a plan within their current block that skips the underwriting process, except for changes to Plan G. Members just need to submit a signed Medicare Supplement Plan Transfer Form to our enrollment team.
  • Members can switch to a plan in the New Block that requires them to go through underwriting and submit a new application, which is subject to approval.

Reminders about Commissions:

  • Renewals for new sales are paid for the life of the continuously enrolled member.
  • Commissions are paid based on your clients’ accounts being active and having current payment statuses.
  • You can continue to count on highly competitive commissions from AZ Blue.
    Blue Cross® Blue Shield® of Arizona (AZ Blue) is contracted with Medicare to offer HMO Medicare Advantage plans. Enrollment in AZ Blue plans depends on contract renewal.

    You are eligible to enroll in a AZ Blue Medicare Supplement plan if you are age 65 or older, entitled to Medicare Part A, and enrolled in Medicare Part B, and you live in the plan service area. You must continue to pay your Medicare Part B premiums (and Part A, if applicable), if not otherwise paid for by Medicaid or another third party. During the first six months when you are age 65 and also enrolled in Medicare Parts A & B you cannot be denied a Medicare Supplement plan when you apply for one, regardless of health status.

    Health Choice Pathway HMO D-SNP is a Health Plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Health Choice Pathway HMO D-SNP depends on contract renewal. Health Choice Pathway Member Services can be reached at 1-800-656-8991, TTY: 711, 8 a.m. to 8 p.m., 7 days a week.
    Member Services can be reached at 480-937-0409 (in Arizona) or at our toll-free phone number at 1-800-446-8331 (TTY users should call 711). Hours are 8 a.m. to 8 p.m., Monday through Friday from April 1 to September 30; and 7 days a week from October 1 to March 31. Member Services also has free language interpreter services available for non-English speakers.

    OptumRx® is an independent company providing prescription mail order services.