By now, your clients have received a letter about their 2025 Medicare Supplement renewals.

Here’s what you need to know:

• Your clients’ plan will automatically renew unless they want to make changes.
• Updated rates and online enrollment is available in Connecture.
• Your clients’ premiums will not increase on their birthdays – only at renewal. Members receiving the Early Enrollment Discount will have a rate lock from 4/1/2025 - 3/1/2026. For 2025 and beyond, the early-enrollment discount will occur only during their annual renewal date.
• Clients with effective dates in Q1 2025, received the rate increase on 4/1.
• NEW: The Household Discount is increased to 7% for policies sold after 2018 (See HH Discount Form)
• AZ Blue keeps pricing competitive! Many carriers increased premiums due to significant increases in utilization and cost of care.

Two options for clients wanting to change their plan:

• They can switch to a plan within their current block that skips the underwriting process, except for changes to Plan G. Members just need to submit a signed Medicare Supplement Plan Transfer Form to our enrollment team.
• Members can switch to a plan in the New Block that requires them to go through underwriting and submit a new application, which is subject to approval.

Reminders about Commissions:

• Renewals for new sales are paid for the life of the continuously enrolled member.
• Commissions are paid based on your clients’ accounts being active and having current payment statuses.
• You can continue to count on highly competitive commissions from AZ Blue.