Important Notice: All plans have a 6 month waiting period for type II services and 12-month waiting period for type III services. The annual plan maximum is the most that the plan will pay for covered services during a plan year. After you reach the maximum, no further services are covered. For detailed information about benefits, waiting periods, limitations and exclusions, refer to the specific provisions found within the benefit plan booklet. If the benefits on this comparison differ from those stated in the benefit plan booklet, the terms of the benefit plan booklet apply. There is no guarantee of continued benefits outlined in this comparison or the benefit plan booklet.