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I signed up on or directly through BCBSAZ. How do I find out when my health coverage is in effect?

There are three ways that you can confirm your health coverage with BCSBAZ:

  • Mail – If you’re a new member, you will receive a confirmation letter after you enroll, which includes your plan’s effective date and your member ID number. After that, you will receive two other mailings: your welcome kit and your member ID card.
  • Online – If you have your member ID number (which was included in your confirmation letter), you can find your coverage start date and view what your plan covers through your BlueNet account. Sign in or register at (to register, have your member ID handy).
  • Phone – Contact Member Services:  (602) 864-4115 or (877) 318-4693. Member Services is available Monday through Friday, 6 a.m. to 6 p.m. For TTY hearing impaired, please call (800) 232-2345 ext. 4823.  

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I know I have healthcare coverage, but how do I use my benefits?
You can visit and sign up for a BlueNet account using your member ID located on your insurance card. Once signed into BlueNet, you can view your plan’s provider directory, your plan’s benefits, co-pays and deductibles, as well as many other aspects. If you cannot find an answer to your question through BlueNet, you can call your Customer Service Department at the number on the back of your ID card, or contact one of the offices nearest you:
  • Phoenix:              (602) 864-4400
  • Tucson:               (520) 745-1883
  • Flagstaff:             (928) 526-0232

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What is a BlueNet account?

BlueNet is your online member account. When you register for and log into your BlueNet member account at, you’ll be able to:

  • Find a BCBSAZ doctor or hospital within your plan’s network
  • View claim information sent by doctors and hospitals
  • Access HealthyBlue for health and wellness resources that can help you live a healthier lifestyle
  • Track how much you’ve paid out of your own pocket toward your deductible and yearly maximum
  • Look up a drug your doctor orders (and how much it costs)
  • Check what healthcare services your plan covers
  • Order replacement ID cards
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How do I get an ID card?

New members generally receive their member ID cards prior to their coverage start date. You can print a temporary ID card and order a replacement card through your BlueNet member account. If you have your member ID number available (it was included in your confirmation letter), you can sign in or register at

Once registered, you can get your ID card on your smart phone through the AZBlue mobile app, available on Google PlayTM (AndroidTM devices) and the App StoreSM (Apple® devices)1.

Google Play Apple iTunes
  • 1 You need internet access to use AZBlue Mobile app features. Data charges from your mobile company might apply when using the AZBlue Mobile app. BLUE CROSS®, BLUE SHIELD®  and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association,  an association  of independent Blue Cross and Blue Shield Plans. Google is a registered trademark, and Google PlayTM  and AndroidTM   are trademarks of Google, Inc. Apple®  is a registered trademark and App StoreSM  is a service mark of Apple, Inc. Google, Inc. and Apple, Inc. are independent companies that are not affiliated  with BCBSAZ.
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How do I pay my premium? Can I pay my premium online?

You have several ways to pay your bill:

  • Mail – Use the envelope and payment slip we send you each month to pay with a check or money order.
  • Mobile app – You can now make your payments using the AZBlue mobile app, available on Google PlayTM (AndroidTM devices) and the App StoreSM (Apple® devices).
  • Google Play Apple iTunes
  • Online – Pay online:
      1. Sign into (and register for) your member BlueNet account at,
      2. Click the “Account Profile” button on the left,
      3. Under Billing Information, click “View and Pay Bills,”
      4. Then follow the Online Bill Payment instructions.
  • Automated phone system – Pay using the automated phone system:
      1. Call (602) 864-4115,
      2. Select option 1 for members when prompted,
      3. When prompted, say “make a payment.”
  • In person – You can pay at any of our Member Services locations:

Phoenix Customer Service Office
2444 W. Las Palmaritas Drive
Phoenix, AZ  85021

Chandler Customer Service Office (no cash accepted)
2121 W. Chandler Blvd., Suite 115
Chandler, AZ  85224

Tucson Customer Service Office (no cash accepted)
5285 E. Williams Circle, Suite 1000
Tucson, AZ  85711

Flagstaff Customer Service Office  (no cash accepted)
1500 E. Cedar Ave., Suite 56
Flagstaff, AZ  86004

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I received a bill, even though I’ve already paid it. Why did that happen, and how can I notify BCBSAZ?
Similar to a utility bill, BCBSAZ will mail your monthly bill to the address on your account on the 6th of every month prior to the date it is due (the 1st of each month). If you have already paid your bill, or you set up automatic payments, you don’t need to do anything. If you have questions about whether a payment has been received, please contact Member Services at (602) 864-4115 or (877) 318-4693.
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Why did I receive a past-due notice in the mail when I never received a first notice?
BCBSAZ mails monthly bills on the 6th of every month prior to the date it is due (the 1st of each month)—if we don’t receive a payment by the due date, we will send a reminder. If you didn’t receive your first bill, please contact Member Services at (602) 864-4115 or (877) 318-4693, so we can confirm your account information is correct.