The Cost of Being Uninsured
Whether it’s a visit to the emergency room or a prescription, you could face large medical bills if you don’t have insurance.
Insurance reduces the cost of medical care
Let’s compare! For a fractured bone without surgery:
The average amount billed is $7,329.40.* The average amount paid by Blue Cross Blue Shield of Arizona insured members is $558.11† That’s a difference of $6,771.29!
As you can see, health insurance can make it more affordable to get the medical treatment you might need.
*Current flat fee amounts as of July 2016. The flat fee amount may be adjusted annually for inflation.
** Based on internal BCBSAZ data for claims incurred in 2015. Generally includes hospitalization, surgery and other professional services. Procedures are without complications and commodities.
† Based on average member cost share across all plans and plan types. Actual cost share for individual members will vary based on benefit plan terms and individual circumstances.