Comprehensive, customizable, and affordable

Medical insurance and dental insurance go hand in hand for employees, who expect affordable rates from their companies for both. Help employers provide the benefits plans and packages their employees want, with all the flexibility, affordability, and options your clients need.

  • BlueDental℠ PPO
  • BlueDental℠ Prime PPO
  • BlueDental℠ DHMO
  • Voluntary dental plans

BlueDental from Blue Cross Blue Shield of Arizona offers benefits everyone loves, including $0 cleanings, X-rays, and exams, plus low-cost coverage for dental services like orthodontia, fillings, implants, and more.

Contact us today to learn more about dental insurance options for your clients


  

Multiple plans

BCBSAZ offers dental plans for every company size and budget.


 

Bonus rewards

Employees and their dependents get an extra $20 when they get two cleanings per year from an in-network dentist, thanks to our Preventive Rewards program.


Beyond basic

Members with diabetes and expectant mothers are covered for one additional dental cleaning or one additional periodontal maintenance procedure per year.*

*Limitations, exclusions, and frequency limits apply. Not all plans cover all services.

   

Network options


Dental Plans At a Glance1



BlueDental PPO


BlueDental Prime PPO


BlueDental DHMO


PLAN DESIGN HIGHLIGHTS
Flexible Benefit Options 
Choose from a selection of deductible, coinsurance, annual maximum, and out-of-network reimbursement options
Choose from high and low plan options with different in- and out-of-network coverage levels
Select from high and low plan options with preventive services covered up to 100%
Rollover Benefit2 
Yes
Yes
No annual maximum
Bundled Savings4 
Available
Available
No available maximum

PLAN FEATURES
Dentist Selection Required 
No
No
Yes
Implant Coverage3 
Yes
Yes
Yes
Cosmetic Coverage
Yes
Yes
N/A
Member Responsibility 
Coinsurance
Copay
Copay

ENHANCED BENEFITS
Additional Cleaning: People with Diabetes and Expectant Mothers 
Yes
Yes4
Yes4
Orthodontia Benefits 
Available
Available
Copay and discounts
Preventive Rewards 
Yes
Yes
Yes

FUNDING & ELIGIBILITY
Fully Insured Groups (2-9) 
Yes
Yes
Yes
Fully Insured Groups (10+) 
Yes
Yes
Yes
Self-funded Groups (10+) 
Yes
Yes
Yes
Voluntary/Non-Voluntary Plans 
Yes
Yes
Yes
Available as Dual or Multi-plan Option 
Yes
Yes
Yes

1Limitations, exclusions, and frequency limits apply. Not all plans cover all services.
2Rollover benefit may be payable as a portion of unused annual maximum if member submits at least one claim for a covered cleaning during a benefit year and receives benefits that do not exceed the rollover threshold.
3Implant coverage is included on non-experience-rated plans for groups 10+ enrolled.
4Bundle discounts are available on groups 51+ when group combines fully insured medical plan with another specialty plan.
5An additional cleaning at $40 copay is available to people with diabetes and expectant mothers.

In-network cost comparison at a glance1

In-Network Cost Comparison At a Glance1



BlueDental PPO


BlueDental Prime PPO


BlueDental DHMO


Deductible 

$50 individual/$150 family

$25 individual/$75 family

None

Annual Max 

$1,500

$2,0002

None

BENEFIT

Member Pays3

Member Pays3

Member Pays3

Oral Exam 

0% (coinsurance)

$0

$0

X-Rays (2 Bitewing) 

0% (coinsurance)

$0

$0

Prophylaxis (Cleaning) 

0% (coinsurance)

$0

$0

Periodontal Maintenance 

20% (after deductible)

$60

$69

Amalgam Filling (2-surface) 

20% (after deductible)

$32

$20

Composite Filling (Posterior 2-surface) 

20% (after deductible)

$45

$65

Crown (Porcelain fused to high noble metal) 

50% (after deductible)

$380

$500

Endodontic Therapy (molar) 

50% (after deductible)

$350

$432

Surgical Extraction 

50% (after deductible)

$40

$97

1Limitations, exclusions, and frequency limits apply. Not all plans cover all services.
2Includes separate $1,000 out-of-network annual maximum.
3Benefits shown are for informational purposes only.

Built-in bonuses

BCBSAZ offers attractive features for your clients with our standard BlueDental plans:

No Waiting Periods

  • PPO plans for groups with 10+ employees or prior credible coverage*
  • DHMO plans for all groups

Convenient Savings*

  • Preventive and diagnostic services do not apply to the annual maximum**
  • Maximum rollover of unused benefits into next plan year (requires one cleaning per year)
  • Two-year rate guarantee

Customizable Features*

  • Flexible self-funded options
  • Manage in-network and out-of-network coverage levels
  • Multiple plans offering endodontics, periodontics, and oral surgery in basic or major services
  • Maximum allowable charge (MAC), 80th to 90th percentile of usual and customary
  • Implant coverage included for groups with 10+ employees**

Contact us today for more information about how BCBSAZ can customize dental plans to your clients’ needs, or get a quote now.



*Credible dental coverage greater than 12 months.
**Applies only to PPO networks.

Voluntary dental plans

Some employers don’t have the option to offer a contribution to their employees’ dental plans. In those instances, we have voluntary dental plans available for their employees, which include:

  • Discounted group rates
  • Convenient payroll deductions
  • No waiting period with previous credible coverage*
  • The same plan benefits as non-voluntary plans

Contact us today for more information and customized solutions and plans for your clients.


*Credible dental coverage for greater than 12 months.