Give employees the confidence to handle life’s “what ifs”

Axa logo

Life just happens. Thankfully, when the unexpected occurs, you know your employees will be prepared and protected. With two types of disability insurance plans available, employees can have peace of mind with supplemental income available if they’re unable to work:

  • Short-term disability insurance from AXA*
  • Long-term disability insurance from AXA*

Pairing comprehensive medical coverage with short- and long-term disability insurance provides greater protection for your employees. Our combined enrollment, implementation, and employer billing makes it easy for you to manage.


Hands-on team

With many plans offering guaranteed coverage, there are no health questions to answer and no medical exams required to qualify, even for employees who may not be able to buy a plan on their own.


Financial stability

Disability payments are flexible and may be used to help cover everything from medical bills to day-to-day expenses.


Complete support

Plans include rehabilitation and worksite modification, employees can get back on track faster.

 

AXA disability plans at a glance


AXA disability plans at a glance

Short-Term Disability

Whether it’s a sudden injury, an illness, or taking time to have a baby, short-term disability benefits can help keep income steady until employees recover.

Long-Term Disability

Starting right where short-term disability leaves off, long-term disability assures employees that they have ongoing financial support for extended recovery periods.


Standard Plans 2-9 Employees 100% Employer Contribution

Custom Plans 10+ Employees Voluntary/Non-voluntary

Benefit Feature

Standard Plans 2-9 Employees 100% Employer Contribution

Custom Plans 10+ Employees Voluntary/Non-voluntary

14 days

14 days (other options available)

Elimination Period

90,180 days

90,180 days

11, 24 weeks

11, 24 weeks (other options available)

Maximum Benefit Duration

SSNRA (restricted industries: 5-year graded)

SSNRA (other options available)

60%

60% (other options available)

Benefit Percentage

60%

60% (other options available)

2-3 employees: $500 weekly 

4-9 employees: $1,000 weekly


$1,500 weekly

Maximum Benefit

2-3 employees and restricted industries $3,000 monthly 

4-9 employees: $6,000 monthly


$8,000 monthly

Not available

Not available on employer-funded plans

Employee Assistance Program***

Not available

Available on 10+ employer-funded plans**


Limitations and exclusions may apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage.

*Group Life and Disability products are provided by AXA. “AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (AXA Equitable) (NY, NY), MONY Life Insurance Company of America (AZ stock company, admin. office: Jersey City, NJ) (MONY America), and AXA Distributors, LLC. All group Life and Disability insurance products in the State of Arizona are issued by MONY America, which has sole responsibility for its insurance and claims-paying obligations for such products. AXA is independent of BCBSAZ. It does not provide, offer, or sell BCBSAZ products or services and is solely responsible for the products or services it provides.
The policies have limitations and exclusions. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Policy Form/Contract AXEBP15DI; MOEBP15DI and State Variations.
***Employee Assistance Program (“EAP”) work/life services, which are provided by ComPsych®, are not insurance, and the charge is segregated from the insurance cost but included in the total amount billed. AXA is not responsible or liable for care, services, or advice given by any provider or vendor of the services. AXA reserves the right to discontinue any of the services at any time. ComPsych® and Guidance Resources® are registered trademarks and service marks of ComPsych® Corporation. EAP by Design℠ is not a service provided in partnership with ComPsych® Corporation. It is not insurance. Not available in New York. ComPsych® is not affiliated with AXA, and services it provides are separate and apart from the insurance provided by AXA.
GE-136042 (4/18) (Exp. 4/20)