SMALL BUSINESS HEALTH INSURANCE PLANS
Big coverage plans to support your small business.
It takes a lot to run a business. Keep costs low and benefits strong with Blue for small business.
Ranked #1 in Member Satisfaction in 2024
Among Commercial Health Plans in the U.S. Southwest Region, by J.D. Power & Associates.
Small business health insurance plans designed with your employees and bottom line in mind.
- HMO & PPO Plans for Every Budget
Fully Insured Plans
Get our full suite of health insurance plans.- Available for businesses with 2 or more employees
- HMO & PPO options available
- Employee freedom of choice
- Predictable Monthly Payments
Balanced Funding Plans
The best blend of self-funding and full coverage.- Available for businesses with 5 or more employees²
- HMO & PPO options available
- Stop-loss limits for ultimate protection
- Cash back for being under your yearly claim limit¹
- Affordable, Convenient, Personalized
BlueSignature Prosano Plans
Superior integrated coverage and care solution- Competitive premiums
- Exclusive access to Prosano Health Advanced Primary Care Center
- $0 copays at Prosano Health Care Center
- Full access to national PPO Network
Get healthy extras with Blue
24/7 Telehealth
Your staff has access to BlueCare Anywhere virtual care when they are feeling sick.Behavioral Health & Wellness
Connect your employees with key resources, programs and tools that support their mental and physical well-being.Blue365 Discounts
Save on the things that keep your employees healthy. Get discounts on fitness equipment, wearables and gym memberships.Care Cost Estimator
Your employees will have access to the costs for more than 1,600 common procedures allowing them to budget for the care they need.Spending Accounts
Manage and see funds for HSA and FSA accounts all from our secure portal.Claims All in One Place
Our online member account gives your employees access to see all their health claims in one place and plan for any upcoming medical bills.
- “As the owner of a family-owned business where employees come first, I rely on and trust Blue Cross Blue Shield of Arizona to be there for us, be responsive, and take care of our employees, and they always are. Trust, relationships, and loyalty matter.”— President/Owner, Arizona Small Business, AZ Blue Customer for 21 years (Arizona)
Provider networks that meet your needs
We offer a wide range of both broad and exclusive networks that fit every cost and care need.
Local Exclusive Networks
Get access to high-quality care with a network of doctors in your area. Learn about our local networks:Statewide PPO Coverage
Our largest health network has 96% of doctors and 98% of hospitals in Arizona3 giving you peace of mind.National Networks⁴
Coverage anywhere in the nation. Blue Cross Blue Shield of Arizona members have access to 93% of doctors and 96% of hospitals in the U.S.
Get all of your needs with Blue
Specialty Insurance
We offer ancillary products like life insurance, dental, disability, critical illness, accident, and more.5Get Superior Care
You and your employees will have the opportunity to choose their care team from our extensive network of doctors.
1 With Balanced Funding, composite rates are fixed. Monthly payments may still change based on a business’s employee census, as employees or dependents are added or removed.
2 Prior to January 1, 2023, Balanced Funding was only available for businesses with 9 or more enrolled employees.
3 CHP, 3Q 2020 provider data
4 PPO members have access to providers in other states through the BlueCard® program, and to providers around the world through the Blue Cross Blue Shield Global Core® program.
5 Equitable Group Life, Disability, Critical Illness, and Accident Insurance products in the state of Arizona are issued by Equitable Financial Life Insurance Company of America, which has sole responsibility for its insurance and claims-paying obligations for such products. Equitable is independent of AZ Blue. It does not provide, offer, or sell AZ Blue products or services and is solely responsible for the products or services it provides.
*Premium price shown is based on a metal plan with 5 employees and 13 members. Prices are subject to change based on the plan type, number of employees, demographics, and more. Contact an AZ Blue sales representative for full plan options and pricing.
2 Prior to January 1, 2023, Balanced Funding was only available for businesses with 9 or more enrolled employees.
3 CHP, 3Q 2020 provider data
4 PPO members have access to providers in other states through the BlueCard® program, and to providers around the world through the Blue Cross Blue Shield Global Core® program.
5 Equitable Group Life, Disability, Critical Illness, and Accident Insurance products in the state of Arizona are issued by Equitable Financial Life Insurance Company of America, which has sole responsibility for its insurance and claims-paying obligations for such products. Equitable is independent of AZ Blue. It does not provide, offer, or sell AZ Blue products or services and is solely responsible for the products or services it provides.
*Premium price shown is based on a metal plan with 5 employees and 13 members. Prices are subject to change based on the plan type, number of employees, demographics, and more. Contact an AZ Blue sales representative for full plan options and pricing.