Choosing a Medicare Supplement Plan

Explore additional coverage options

Original Medicare doesn’t cover all your healthcare expenses. Medicare deductibles, copays and other non-covered charges can add up fast. A Blue Cross Blue Shield of Arizona (BCBSAZ) Medicare Supplement plan could be the answer. You’ll find a variety of Medicare Supplement plans, plus quality service and coverage, from a name that’s been trusted by Arizonans for nearly 80 years.

Plans to meet your health and lifestyle needs

BCBSAZ offers two Medicare Supplement plans to meet your needs. Explore our Senior Security and Senior Preferred plans to see which may be best for you.

Enrollment and eligibility

A Medicare Supplement plan from Blue Cross Blue Shield of Arizona may be just what you need. Here’s how you may qualify for one of our Medicare Supplement plans:

  • In general, you are 65* years of age or older; and
  • You are enrolled in Medicare Parts A and B; and
  • You reside in Arizona if you are applying for Senior Security; or
  • You reside in Maricopa, Pima, Apache, Cochise, Coconino, Mohave, Pinal or Santa Cruz County if you are applying for Senior Preferred

Medicare Supplement savings & discounts

All Medicare Supplement plans include extras, such as a fitness facility membership, home fitness kit at no additional charge, plus extra savings may be found with hearing aid services, early enrollment and household discounts.

 

Early Enrollment Discount

Discounted premium rates are available to enrollees up to age 72 >> More


  

Household Discount

Take advantage of 5 percent savings on annual premiums for two or more members living in the same household >> More


 

Silver&Fit®

Get or stay active with a fitness facility membership or home exercise kits at no additional cost.


 

TruHearing™

Our members get great savings on hearing aids, hearing aid batteries, and hearing exam services.


 

ScriptSave®

Find competitive savings on brand name and generic drugs allowed by Medicare at retail pharmacies and via mail.


 

Blue365

Enjoy discounts from industry-leading national brands on products and services for health and wellness.

Additional Medicare Supplement Information

Need additional information? Download our comprehensive Medicare Supplement guides for more details before you enroll:

Enroll online today

Ready for more comprehensive and complete Medicare coverage? Enroll online with BCBSAZ today and get the extra benefits you want with one of our Medicare Supplement plans.

Enroll Online


The best time to buy a Medigap (Medicare Supplement) policy is during your Medigap Open Enrollment Period. This 6-month period begins on the first day of the month in which you’re 65 or older and enrolled in Part B. (Some states have additional Open Enrollment Periods.) After this enrollment period, you may not be able to buy a Medigap policy. If you’re able to buy one, it may cost more.

*If you enroll in a Senior Security or Senior Preferred plan at age 65 through 72, you receive an early-enrollment discount on your rate. The early-enrollment discount is reduced annually through the age of 76. The change in discount occurs in the next month's bill after your birthday. When your discount no longer applies, you will be charged the BlueValue or Standard rate assigned to your Senior Security or Senior Preferred plan.

Medicare Supplement 5% discount available to households with two or more Medicare Supplement members. Certain terms and conditions apply.

The Silver&Fit ® program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). All programs and services are not available in all areas. This information is not a complete description of the program. ASH is an independent and separate company contracted with Blue Cross Blue Shield of Arizona (BCBSAZ) to provide health and wellness services to BCBSAZ members. The Silver&Fit program is not an insurance policy and does not provide insurance coverage.

TruHearingTM is an independent and separate company contracted with Blue Cross Blue Shield of Arizona (BCBSAZ) to provide hearing aid services to BCBSAZ members. The TruHearing program is not an insurance policy and does not provide insurance coverage.

ScriptSave® is a DISCOUNT ONLY- NOT INSURANCE. Discounts are available exclusively through participating pharmacies. The range of the discounts will vary depending on the pharmacy or provider chosen and services rendered. The program does not make payments directly to the pharmacies or providers. Members are required to pay for all prescription purchases and any other discounted services used. You may cancel your registration at any time or file a complaint by contacting Customer Care at 1-800-700-3957. This program is administered by Medical Security Card Company (MSC), LLC of Tucson, AZ. All prescription drugs are eligible for savings.

MSC is an independent and separate company contracted with BCBSAZ to make the ScriptSave® program available to BCBSAZ members. The ScriptSave® Prescription Savings Program is not insurance coverage. MSC does not provide additional BCBSAZ products or services and is solely responsible for ScriptSave® services.