Short-term medical (STM) insurance is temporary coverage with limited benefits. It is not ACA-compliant, doesn't cover pre-existing conditions and is not guaranteed-issue. You may still be subject to a federal tax penalty.
STM plans are offered by The IHC Group and underwritten by Standard Security Life Insurance Company of New York (SSL). The IHC Group and SSL are independent companies that do not provide, offer or sell BCBSAZ products or services and are solely responsible for the products and services they provide.
*The number of copay-eligible office visits you’ll receive are per person and depend on the length of coverage.
**Coverage for an ACA plan is considered to be unaffordable if the lowest cost Bronze-level plan available to you through the Marketplace in 2017 is more than 8.13% of your household income. Information should not be construed as tax advice. Consult your tax advisor for more information.