Health Plans for Employers

About BCBSAZ's HSA-Eligible Plans

BluePreferred HSA Plus plan highlights:

• High-deductible PPO plans that can be used with a health savings account (HSA)
• Employee cost share based on deductible and coinsurance
• Option to encourage more employee responsibility in health care decisions
• BluePreferred HSA Plus paired with an HSA gives your employees a tax-advantaged method to manage qualifying medical costs

Exclusions and Limitations

These plans do not cover all health care expenses and have exclusions and limitations. All plans generally exclude coverage for services, medications, and supplies that are experimental, investigational, cosmetic, for treatment of sexual dysfunction, or which BCBSAZ deems not medically necessary. All plans require precertification for inpatient stays and specialty injectable and certain other medications. Depending on the plan, failure to obtain required precertification will result in a penalty or denial of coverage. Most preventive services are covered only at network providers. All plans impose member cost share requirements. Depending on the plan, cost share may include copays, access fees, deductibles and coinsurance in percentages that vary based on plan type, deductible level, provider's status, and benefit type.

About BCBSAZ's HMO Plans

BlueSelect HMO Plus plan highlights:

• A health maintenance organization (HMO) plan *
• Copays apply to many covered services
• PCP referrals are not required for visits to network specialists

Exclusions and Limitations

These plans do not cover all health care expenses and have exclusions and limitations. All plans generally exclude coverage for services, medications, and supplies that are experimental, investigational, cosmetic, for treatment of sexual dysfunction, or which BCBSAZ deems not medically necessary. All plans require precertification for inpatient stays and specialty injectable and certain other medications. Depending on the plan, failure to obtain required precertification will result in a penalty or denial of coverage. Most preventive services are covered only at network providers. All plans impose member cost share requirements. Depending on the plan, cost share may include copays, access fees, deductibles and coinsurance in percentages that vary based on plan type, deductible level, provider's status, and benefit type.

About BCBSAZ's Dental Plans

Dental health is more important than you may think. Studies show that dental health has a major impact on an individual's overall health and wellness. That means if you're looking to improve the health of your employee population, providing medical coverage may not be enough. And most importantly, dental coverage matters to your employees.

Enhance the value of your employees' dental benefits by offering orthodontia coverage. Most BCBSAZ dental plans, including the voluntary product, can be matched with any of the six orthodontia riders below, giving you the ability to customize the right plan for your employees.

Expatriate and Traveler Health Plans

International Group Health Plans You Can Trust

GeoBlue offers a full range of group plans with comprehensive benefits and competitive rates. All plans are distinguished by the highest standards of service delivering

• Appointment scheduling for doctor visits with no out-of-pocket costs
• Outpatient care coordination, especially for chronic conditions and special needs
• Inpatient case management and emergency evacuation

GeoBlue members enjoy access to a carefully selected global provider community including the BlueCard network while in the U.S.

Insurance benefits are underwritten by 4 Ever Life Insurance Company, an independent licensee of the Blue Cross Blue Shield Association

In the US, products are offered in cooperation with Arizona, Blue Cross and Blue Shield.

Download GeoBlue Group Products Brochure

GeoBlue Expat

• For expats and families on assignment for six months or more
• Customized major medical benefits for groups of two or more
• Fully-featured wellness program, anchored with international content

Download GeoBlue Expat Product Description     Download Request For Proposal

GeoBlue Traveler

• For short-term travelers on trips outside their home country for up to 180 days
• Comprehensive supplemental benefits paid as primary

Download GeoBlue Traveler Product Description     Download Request For Proposal

Contact Us About GeoBlue

(602) 864-5792
(800) 232-2345 ext. 5792

Or contact your broker/consultant.